/* ============================================
   MerrillLife Retirement — Professional Theme v3
   Clean white background, refined typography,
   polished cards, subtle motion
   ============================================ */

/* Import refined editorial typography */
@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600;9..144,700&family=Inter+Tight:wght@400;500;600;700&display=swap');

/* ---------- Design tokens (override base) ---------- */
:root {
  /* Crisp, professional white palette */
  --bg: #ffffff;
  --bg-soft: #fafbfc;
  --surface: #ffffff;
  --surface-2: #f5f7fa;
  --surface-3: #eef2f7;

  /* Refined text hierarchy */
  --text: #0b1426;
  --text-2: #2c3a52;
  --muted: #5b6779;
  --muted-soft: #8a94a6;

  /* Borders & dividers — subtle */
  --line: rgba(11, 20, 38, 0.08);
  --line-strong: rgba(11, 20, 38, 0.14);

  /* Brand colors — deeper, more confident */
  --navy: #0b1f3f;
  --navy-2: #15315f;
  --navy-3: #1f4380;
  --blue: #2563eb;
  --blue-soft: #eff5ff;
  --green: #047857;
  --gold: #b8862b;
  --gold-soft: #fdf6e7;
  --redwood: #8f3e2f;

  /* Shadows — softer, more layered */
  --shadow-xs: 0 1px 2px rgba(11, 20, 38, 0.04);
  --shadow-sm: 0 2px 8px rgba(11, 20, 38, 0.06), 0 1px 2px rgba(11, 20, 38, 0.04);
  --shadow: 0 8px 28px rgba(11, 20, 38, 0.08), 0 2px 6px rgba(11, 20, 38, 0.04);
  --shadow-lg: 0 24px 60px rgba(11, 20, 38, 0.10), 0 6px 14px rgba(11, 20, 38, 0.05);

  /* Radii */
  --radius-lg: 24px;
  --radius-md: 16px;
  --radius-sm: 10px;

  --container: 1180px;
}

/* ---------- Base reset ---------- */
html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: "Inter Tight", Inter, system-ui, -apple-system, "Segoe UI", sans-serif !important;
  background: var(--bg) !important;
  color: var(--text) !important;
  line-height: 1.6;
  letter-spacing: -0.005em;
}

/* Remove the cream radial overlay */
body::before {
  background:
    radial-gradient(ellipse 1200px 600px at 50% -200px, rgba(37, 99, 235, 0.05), transparent 70%),
    radial-gradient(ellipse 800px 500px at 90% 10%, rgba(184, 134, 43, 0.04), transparent 60%) !important;
}

/* ---------- Typography ---------- */
h1, h2, h3, h4, .display {
  font-family: "Fraunces", Georgia, serif !important;
  font-weight: 600 !important;
  letter-spacing: -0.02em !important;
  color: var(--text) !important;
  line-height: 1.15 !important;
}

h1 {
  font-size: clamp(2.4rem, 4.5vw, 3.6rem) !important;
  font-weight: 600 !important;
  font-variation-settings: "opsz" 100 !important;
}

h2 {
  font-size: clamp(1.9rem, 3vw, 2.6rem) !important;
}

h3 {
  font-size: 1.35rem !important;
  font-weight: 600 !important;
}

p {
  color: var(--text-2);
}

.eyebrow {
  font-family: "Inter Tight", sans-serif !important;
  font-size: 0.75rem !important;
  font-weight: 600 !important;
  letter-spacing: 0.12em !important;
  text-transform: uppercase !important;
  color: var(--gold) !important;
  display: inline-block;
  margin-bottom: 14px;
}

.hero-lede,
.section-heading p {
  font-size: 1.15rem !important;
  color: var(--muted) !important;
  line-height: 1.65 !important;
}

/* ---------- Header / Navigation ---------- */
.site-header {
  background: rgba(255, 255, 255, 0.85) !important;
  backdrop-filter: saturate(180%) blur(14px) !important;
  -webkit-backdrop-filter: saturate(180%) blur(14px) !important;
  border-bottom: 1px solid var(--line) !important;
  box-shadow: var(--shadow-xs);
}

.site-header.is-scrolled {
  background: rgba(255, 255, 255, 0.95) !important;
  box-shadow: var(--shadow-sm);
}

.nav {
  padding: 18px 0 !important;
}

.brand strong {
  font-family: "Fraunces", Georgia, serif !important;
  font-weight: 600 !important;
  letter-spacing: -0.01em;
  font-size: 1.15rem;
}

.brand small {
  color: var(--muted) !important;
  font-weight: 500;
  letter-spacing: 0.04em;
  font-size: 0.7rem;
  text-transform: uppercase;
}

.nav-menu a {
  font-size: 0.93rem;
  font-weight: 500;
  color: var(--text-2) !important;
  transition: color 0.2s ease;
  position: relative;
}

.nav-menu a:hover {
  color: var(--navy) !important;
}

.nav-menu a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -4px;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.25s ease;
}

.nav-menu a:hover::after {
  transform: scaleX(1);
}

/* ---------- Buttons ---------- */
.button {
  font-family: "Inter Tight", sans-serif !important;
  font-weight: 600 !important;
  letter-spacing: -0.005em !important;
  border-radius: 10px !important;
  padding: 13px 22px !important;
  transition: all 0.22s cubic-bezier(0.2, 0.8, 0.2, 1) !important;
  font-size: 0.95rem !important;
  border: 1px solid transparent !important;
}

.button-primary {
  background: var(--navy) !important;
  color: #fff !important;
  box-shadow: 0 4px 14px rgba(11, 31, 63, 0.25) !important;
}

.button-primary:hover {
  background: var(--navy-2) !important;
  transform: translateY(-1px);
  box-shadow: 0 8px 22px rgba(11, 31, 63, 0.32) !important;
}

.button-secondary {
  background: #fff !important;
  color: var(--navy) !important;
  border: 1px solid var(--line-strong) !important;
  box-shadow: var(--shadow-xs) !important;
}

.button-secondary:hover {
  border-color: var(--navy) !important;
  transform: translateY(-1px);
  box-shadow: var(--shadow-sm) !important;
}

.link-button {
  color: var(--text-2) !important;
  font-weight: 500;
  font-size: 0.95rem;
  transition: color 0.2s ease;
}

.link-button:hover {
  color: var(--navy) !important;
}

/* ---------- Hero section ---------- */
.hero {
  padding: 80px 0 100px !important;
  position: relative;
}

.hero::after {
  content: "";
  position: absolute;
  inset: auto 0 0 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--line), transparent);
}

.hero-copy h1 {
  margin-bottom: 22px !important;
}

.hero-actions {
  margin-top: 32px !important;
  gap: 12px !important;
}

.trust-row {
  margin-top: 36px !important;
  padding-top: 28px !important;
  border-top: 1px solid var(--line);
  color: var(--muted) !important;
  font-size: 0.85rem;
  letter-spacing: 0.04em;
}

.trust-row span {
  font-weight: 500;
}

/* Hero panel (right side card) */
.hero-panel {
  position: relative;
}

.phone-card {
  background: #fff !important;
  border: 1px solid var(--line) !important;
  border-radius: var(--radius-lg) !important;
  box-shadow: var(--shadow-lg) !important;
  padding: 28px !important;
}

.phone-card-top span {
  color: var(--muted) !important;
  font-size: 0.85rem;
  font-weight: 500;
}

.phone-card-top strong {
  font-family: "Fraunces", Georgia, serif !important;
  font-size: 2.1rem !important;
  font-weight: 600 !important;
  color: var(--text) !important;
  letter-spacing: -0.02em;
}

.growth-chart {
  background: linear-gradient(180deg, var(--surface-2), transparent) !important;
  border-radius: 12px !important;
  padding: 12px !important;
}

.growth-chart span {
  background: linear-gradient(180deg, var(--navy-3), var(--blue)) !important;
  border-radius: 4px !important;
}

.summary-list > div {
  border-top: 1px solid var(--line) !important;
  padding: 12px 0 !important;
}

.summary-list span {
  color: var(--muted) !important;
  font-size: 0.88rem;
}

.summary-list strong {
  color: var(--text) !important;
  font-weight: 600;
}

.floating-card {
  background: #fff !important;
  border: 1px solid var(--line) !important;
  border-radius: 14px !important;
  box-shadow: var(--shadow) !important;
  padding: 14px 18px !important;
}

.floating-card strong {
  color: var(--navy) !important;
  font-weight: 600;
  font-size: 0.9rem;
}

.floating-card span {
  color: var(--muted) !important;
  font-size: 0.82rem;
}

.hero-logo-card {
  background: #fff !important;
  border: 1px solid var(--line) !important;
  box-shadow: var(--shadow) !important;
  border-radius: var(--radius-md) !important;
}

/* ---------- Sections ---------- */
.section {
  padding: 96px 0 !important;
}

.section.muted {
  background: var(--bg-soft) !important;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.section-heading {
  max-width: 720px;
  margin-bottom: 56px;
}

/* ---------- Cards ---------- */
.feature-card,
.dynamic-card,
.education-card,
.article-list article,
.sponsor-panel > div,
.readiness-list > div,
.metric-row > div {
  background: #fff !important;
  border: 1px solid var(--line) !important;
  border-radius: var(--radius-md) !important;
  box-shadow: var(--shadow-xs) !important;
  padding: 32px !important;
  transition: all 0.28s cubic-bezier(0.2, 0.8, 0.2, 1) !important;
  position: relative;
  overflow: hidden;
}

.feature-card:hover,
.article-list article:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow) !important;
  border-color: var(--line-strong) !important;
}

.feature-card .icon {
  width: 56px !important;
  height: 56px !important;
  background: var(--gold-soft) !important;
  color: var(--gold) !important;
  border-radius: 14px !important;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: "Fraunces", Georgia, serif !important;
  font-weight: 700 !important;
  font-size: 0.95rem !important;
  margin-bottom: 22px !important;
  letter-spacing: 0.02em;
}

.feature-card h3 {
  margin-bottom: 10px !important;
}

.feature-card p {
  color: var(--muted) !important;
  margin-bottom: 18px;
}

.feature-card a {
  color: var(--navy) !important;
  font-weight: 600;
  font-size: 0.92rem;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap 0.2s ease, color 0.2s ease;
}

.feature-card a::after {
  content: "→";
  transition: transform 0.2s ease;
}

.feature-card a:hover {
  color: var(--blue) !important;
}

.feature-card a:hover::after {
  transform: translateX(4px);
}

/* Articles */
.article-list article {
  cursor: pointer;
}

.article-list article span {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue) !important;
  background: var(--blue-soft) !important;
  padding: 5px 10px;
  border-radius: 6px;
  margin-bottom: 14px;
}

.article-list article h3 {
  margin: 0 0 8px !important;
}

.article-list article p {
  color: var(--muted) !important;
  margin: 0;
  font-size: 0.95rem;
}

/* ---------- Info ticker ---------- */
.info-ticker {
  background: var(--navy) !important;
  border-block: none !important;
}

.ticker-track span {
  color: rgba(255, 255, 255, 0.92) !important;
  font-weight: 500 !important;
  font-size: 0.88rem;
  letter-spacing: 0.01em;
}

.ticker-track span::before {
  background: var(--gold) !important;
  box-shadow: 0 0 0 4px rgba(184, 134, 43, 0.18) !important;
}

/* ---------- Dashboard / Account sections ---------- */
.check-list li {
  position: relative;
  padding-left: 28px;
  margin-bottom: 12px;
  color: var(--text-2) !important;
}

.check-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 9px;
  width: 16px;
  height: 16px;
  background: var(--green);
  border-radius: 50%;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='10' viewBox='0 0 10 10' fill='none' stroke='white' stroke-width='2'%3E%3Cpath d='M2 5l2 2 4-4'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
}

/* Sponsor panel / readiness grid items */
.sponsor-panel > div,
.readiness-list > div {
  padding: 24px !important;
}

.sponsor-panel strong,
.readiness-list strong {
  display: block;
  color: var(--navy) !important;
  font-weight: 600;
  margin-bottom: 6px;
  font-size: 1rem;
}

.sponsor-panel span,
.readiness-list span {
  color: var(--muted) !important;
  font-size: 0.9rem;
}

/* Metric row */
.metric-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-top: 28px;
}

.metric-row > div {
  text-align: center;
  padding: 22px 14px !important;
}

.metric-row strong {
  display: block;
  font-family: "Fraunces", Georgia, serif !important;
  font-size: 1.8rem !important;
  font-weight: 600 !important;
  color: var(--navy) !important;
  margin-bottom: 4px;
}

.metric-row span {
  color: var(--muted) !important;
  font-size: 0.82rem;
}

/* ---------- CTA section ---------- */
.cta-section {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%) !important;
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 800px 400px at 20% 30%, rgba(184, 134, 43, 0.15), transparent 60%),
    radial-gradient(ellipse 600px 400px at 80% 80%, rgba(37, 99, 235, 0.18), transparent 60%);
  pointer-events: none;
}

.cta-card {
  background: rgba(255, 255, 255, 0.04) !important;
  backdrop-filter: blur(20px);
  border: 1px solid rgba(255, 255, 255, 0.1) !important;
  border-radius: var(--radius-lg) !important;
  padding: 48px !important;
  position: relative;
  z-index: 1;
}

.cta-card h2 {
  color: #fff !important;
}

.cta-card p {
  color: rgba(255, 255, 255, 0.78) !important;
}

.cta-card .eyebrow {
  color: var(--gold) !important;
}

.lead-form {
  background: #fff;
  padding: 28px;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
}

.lead-form label span {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text-2);
  letter-spacing: 0.02em;
  margin-bottom: 6px;
  display: block;
}

.lead-form input {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--line-strong);
  border-radius: 10px;
  font-size: 0.95rem;
  background: #fff;
  color: var(--text);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.lead-form input:focus {
  outline: none;
  border-color: var(--navy);
  box-shadow: 0 0 0 4px rgba(11, 31, 63, 0.1);
}

.form-note {
  font-size: 0.78rem;
  color: var(--muted-soft);
  margin-top: 10px;
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--surface-3) !important;
  border-top: 1px solid var(--line);
  padding: 72px 0 32px !important;
  color: var(--text-2) !important;
}

.site-footer h3 {
  font-family: "Inter Tight", sans-serif !important;
  font-size: 0.78rem !important;
  font-weight: 600 !important;
  letter-spacing: 0.12em !important;
  text-transform: uppercase !important;
  color: var(--text) !important;
  margin-bottom: 16px;
}

.site-footer a {
  display: block;
  color: var(--muted) !important;
  font-size: 0.92rem;
  padding: 4px 0;
  transition: color 0.2s ease;
}

.site-footer a:hover {
  color: var(--navy) !important;
}

.site-footer .legal {
  border-top: 1px solid var(--line);
  margin-top: 48px;
  padding-top: 24px;
  font-size: 0.8rem;
  color: var(--muted-soft) !important;
}

.site-footer .legal p {
  color: var(--muted-soft) !important;
}

/* ---------- Dialog ---------- */
.signin-dialog {
  border: 1px solid var(--line) !important;
  border-radius: var(--radius-lg) !important;
  box-shadow: var(--shadow-lg) !important;
  padding: 36px !important;
}

.signin-dialog::backdrop {
  background: rgba(11, 20, 38, 0.5);
  backdrop-filter: blur(6px);
}

/* ---------- Brand mark fallback (if logo missing) ---------- */
.brand-mark {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--navy), var(--navy-3)) !important;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  position: relative;
  box-shadow: 0 4px 12px rgba(11, 31, 63, 0.18) !important;
}

.brand-mark::after {
  content: "M";
  font-family: "Fraunces", Georgia, serif;
  font-weight: 700;
  font-size: 1.1rem;
  color: #fff;
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* ---------- Tables (statements, etc.) ---------- */
table {
  border-collapse: separate;
  border-spacing: 0;
  width: 100%;
  background: #fff;
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--line);
  box-shadow: var(--shadow-xs);
}

th {
  background: var(--surface-2);
  text-align: left;
  padding: 14px 18px;
  font-size: 0.78rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--text-2);
  border-bottom: 1px solid var(--line);
}

td {
  padding: 14px 18px;
  border-bottom: 1px solid var(--line);
  color: var(--text-2);
  font-size: 0.93rem;
}

tr:last-child td {
  border-bottom: none;
}

tr:hover td {
  background: var(--bg-soft);
}

/* ---------- Subtle reveal on load ---------- */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(16px); }
  to { opacity: 1; transform: translateY(0); }
}

.hero-copy > *,
.hero-panel,
.section-heading,
.feature-card,
.dynamic-card {
  animation: fadeUp 0.7s cubic-bezier(0.2, 0.8, 0.2, 1) both;
}

.hero-copy > *:nth-child(1) { animation-delay: 0.0s; }
.hero-copy > *:nth-child(2) { animation-delay: 0.08s; }
.hero-copy > *:nth-child(3) { animation-delay: 0.16s; }
.hero-copy > *:nth-child(4) { animation-delay: 0.24s; }
.hero-copy > *:nth-child(5) { animation-delay: 0.32s; }
.hero-panel { animation-delay: 0.2s; }

.feature-card:nth-child(1) { animation-delay: 0.05s; }
.feature-card:nth-child(2) { animation-delay: 0.13s; }
.feature-card:nth-child(3) { animation-delay: 0.21s; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation: none !important;
    transition: none !important;
  }
}

/* ---------- Responsive polish ---------- */
@media (max-width: 768px) {
  .section { padding: 64px 0 !important; }
  .hero { padding: 48px 0 64px !important; }
  .cta-card { padding: 28px !important; }
  .feature-card { padding: 24px !important; }
  .metric-row { grid-template-columns: 1fr; }
}

/* ---------- Page-specific polish ---------- */

/* Login page */
.auth-card,
.login-card,
.signin-card {
  background: #fff !important;
  border: 1px solid var(--line) !important;
  border-radius: var(--radius-lg) !important;
  box-shadow: var(--shadow-lg) !important;
  padding: 40px !important;
}

/* Statement/report pages */
.balance-card,
.statement-card,
.stat-card {
  background: #fff !important;
  border: 1px solid var(--line) !important;
  border-radius: var(--radius-md) !important;
  box-shadow: var(--shadow-xs) !important;
}

/* Forms generally */
input[type="text"],
input[type="email"],
input[type="password"],
input[type="number"],
select,
textarea {
  border: 1px solid var(--line-strong) !important;
  border-radius: 10px !important;
  padding: 11px 14px !important;
  font-family: inherit !important;
  font-size: 0.95rem !important;
  background: #fff !important;
  color: var(--text) !important;
  transition: border-color 0.2s ease, box-shadow 0.2s ease !important;
}

input:focus,
select:focus,
textarea:focus {
  outline: none !important;
  border-color: var(--navy) !important;
  box-shadow: 0 0 0 4px rgba(11, 31, 63, 0.08) !important;
}

/* ============================================
   MOTION & ADVANCED EFFECTS — v3.1
   Moving gradients, animated bars, scroll reveals,
   hover lifts, marquees, ambient orbs
   ============================================ */

/* Ambient moving gradient background */
body::after {
  content: "";
  position: fixed;
  inset: -10%;
  pointer-events: none;
  z-index: -1;
  background:
    radial-gradient(circle at 20% 20%, rgba(37, 99, 235, 0.06), transparent 35%),
    radial-gradient(circle at 80% 30%, rgba(184, 134, 43, 0.05), transparent 40%),
    radial-gradient(circle at 50% 90%, rgba(11, 31, 63, 0.04), transparent 45%);
  animation: ambientShift 22s ease-in-out infinite alternate;
  filter: blur(20px);
}

@keyframes ambientShift {
  0%   { transform: translate(0, 0) rotate(0deg) scale(1); }
  50%  { transform: translate(2%, -1.5%) rotate(2deg) scale(1.04); }
  100% { transform: translate(-1.5%, 2%) rotate(-1.5deg) scale(1.02); }
}

/* Hero growth chart — animated bars rising on load */
.growth-chart {
  display: flex;
  align-items: flex-end;
  gap: 6px;
  height: 120px;
  margin: 20px 0;
  padding: 12px !important;
}

.growth-chart span {
  flex: 1;
  display: block;
  border-radius: 4px 4px 1px 1px !important;
  background: linear-gradient(180deg, var(--navy-3), var(--blue)) !important;
  transform-origin: bottom;
  animation: barRise 1.2s cubic-bezier(0.22, 1, 0.36, 1) both,
             barPulse 4s ease-in-out infinite 1.4s;
}

.growth-chart span:nth-child(1) { animation-delay: 0.10s, 1.5s; }
.growth-chart span:nth-child(2) { animation-delay: 0.18s, 1.7s; }
.growth-chart span:nth-child(3) { animation-delay: 0.26s, 1.9s; }
.growth-chart span:nth-child(4) { animation-delay: 0.34s, 2.1s; }
.growth-chart span:nth-child(5) { animation-delay: 0.42s, 2.3s; }
.growth-chart span:nth-child(6) { animation-delay: 0.50s, 2.5s; }
.growth-chart span:nth-child(7) { animation-delay: 0.58s, 2.7s; }

@keyframes barRise {
  from { transform: scaleY(0); opacity: 0; }
  to   { transform: scaleY(1); opacity: 1; }
}

@keyframes barPulse {
  0%, 100% { filter: brightness(1); }
  50%      { filter: brightness(1.15); }
}

/* Hero floating cards — gentle drift */
.floating-card.card-one {
  animation: floatDriftA 6s ease-in-out infinite;
}

.floating-card.card-two {
  animation: floatDriftB 7s ease-in-out infinite 0.5s;
}

@keyframes floatDriftA {
  0%, 100% { transform: translate(0, 0); }
  50%      { transform: translate(-4px, -8px); }
}

@keyframes floatDriftB {
  0%, 100% { transform: translate(0, 0); }
  50%      { transform: translate(5px, -6px); }
}

/* Hero balance number — count-up shine */
.phone-card-top strong,
.balance-amount {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-3) 50%, var(--navy) 100%);
  background-size: 200% 100%;
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  animation: shimmer 6s linear infinite;
}

@keyframes shimmer {
  0%   { background-position: -100% 0; }
  100% { background-position: 200% 0; }
}

/* Feature card — gradient sweep on hover */
.feature-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, transparent 40%, rgba(184, 134, 43, 0.08) 50%, transparent 60%);
  background-size: 200% 200%;
  background-position: -100% -100%;
  opacity: 0;
  transition: opacity 0.4s ease, background-position 0.8s ease;
  pointer-events: none;
}

.feature-card:hover::before {
  opacity: 1;
  background-position: 100% 100%;
}

.feature-card .icon {
  transition: transform 0.4s cubic-bezier(0.34, 1.56, 0.64, 1) !important;
}

.feature-card:hover .icon {
  transform: rotate(-6deg) scale(1.08);
}

/* Article cards — slide indicator */
.article-list article {
  position: relative;
}

.article-list article::after {
  content: "→";
  position: absolute;
  top: 32px;
  right: 32px;
  font-size: 1.4rem;
  color: var(--blue);
  opacity: 0;
  transform: translateX(-8px);
  transition: all 0.3s cubic-bezier(0.2, 0.8, 0.2, 1);
}

.article-list article:hover::after {
  opacity: 1;
  transform: translateX(0);
}

.article-list article:hover {
  transform: translateY(-3px);
  border-color: var(--navy-3) !important;
  box-shadow: var(--shadow) !important;
}

/* Info ticker — already moving; add glow on hover */
.info-ticker {
  position: relative;
  overflow: hidden;
}

.info-ticker::before,
.info-ticker::after {
  content: "";
  position: absolute;
  top: 0;
  bottom: 0;
  width: 60px;
  z-index: 2;
  pointer-events: none;
}

.info-ticker::before {
  left: 0;
  background: linear-gradient(90deg, var(--navy), transparent);
}

.info-ticker::after {
  right: 0;
  background: linear-gradient(270deg, var(--navy), transparent);
}

/* Brand mark — subtle pulse */
.brand-mark {
  position: relative;
}

.brand-mark::before {
  content: "";
  position: absolute;
  inset: -3px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--gold), var(--blue));
  opacity: 0;
  z-index: -1;
  filter: blur(8px);
  transition: opacity 0.4s ease;
}

.brand:hover .brand-mark::before {
  opacity: 0.6;
}

/* Scroll-reveal targets — handled by JS adding .is-revealed */
[data-reveal] {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.8s cubic-bezier(0.2, 0.8, 0.2, 1),
              transform 0.8s cubic-bezier(0.2, 0.8, 0.2, 1);
  transition-delay: var(--reveal-delay, 0s);
}

[data-reveal].is-revealed {
  opacity: 1;
  transform: translateY(0);
}

/* Stagger children inside revealed sections */
[data-reveal-stagger] > * {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.7s cubic-bezier(0.2, 0.8, 0.2, 1),
              transform 0.7s cubic-bezier(0.2, 0.8, 0.2, 1);
}

[data-reveal-stagger].is-revealed > *:nth-child(1) { opacity: 1; transform: none; transition-delay: 0.00s; }
[data-reveal-stagger].is-revealed > *:nth-child(2) { opacity: 1; transform: none; transition-delay: 0.08s; }
[data-reveal-stagger].is-revealed > *:nth-child(3) { opacity: 1; transform: none; transition-delay: 0.16s; }
[data-reveal-stagger].is-revealed > *:nth-child(4) { opacity: 1; transform: none; transition-delay: 0.24s; }
[data-reveal-stagger].is-revealed > *:nth-child(5) { opacity: 1; transform: none; transition-delay: 0.32s; }
[data-reveal-stagger].is-revealed > *:nth-child(6) { opacity: 1; transform: none; transition-delay: 0.40s; }

/* Section headings — animated underline accent */
.section-heading h2 {
  position: relative;
  display: inline-block;
}

.section-heading h2::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -10px;
  width: 60px;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--blue));
  border-radius: 2px;
  transform-origin: left;
  animation: lineGrow 1.2s cubic-bezier(0.22, 1, 0.36, 1) 0.3s both;
}

@keyframes lineGrow {
  from { transform: scaleX(0); }
  to   { transform: scaleX(1); }
}

/* Buttons — ripple shine on hover */
.button-primary {
  position: relative;
  overflow: hidden;
}

.button-primary::before {
  content: "";
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.25), transparent);
  transition: left 0.6s ease;
}

.button-primary:hover::before {
  left: 100%;
}

/* CTA section — slowly moving aurora */
.cta-section::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 600px 300px at 30% 20%, rgba(184, 134, 43, 0.20), transparent 60%),
    radial-gradient(ellipse 500px 350px at 70% 80%, rgba(37, 99, 235, 0.22), transparent 60%);
  animation: auroraDrift 14s ease-in-out infinite alternate;
  pointer-events: none;
}

@keyframes auroraDrift {
  0%   { transform: translate(0, 0) scale(1); opacity: 0.9; }
  100% { transform: translate(-4%, 3%) scale(1.1); opacity: 1; }
}

/* Balance amount on portal — emphasis */
.balance-amount {
  display: inline-block;
  font-family: "Fraunces", Georgia, serif !important;
  font-size: clamp(2.5rem, 5vw, 3.4rem) !important;
  font-weight: 600 !important;
  letter-spacing: -0.025em !important;
  line-height: 1.05;
}

/* Statement table — row highlight on hover */
.statement-table {
  border-collapse: separate;
  border-spacing: 0;
  width: 100%;
  background: #fff;
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--line);
  box-shadow: var(--shadow-xs);
}

.statement-table th {
  background: var(--surface-2);
  text-align: left;
  padding: 12px 16px;
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--text-2);
  border-bottom: 1px solid var(--line);
}

.statement-table td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--line);
  color: var(--text-2);
  font-size: 0.92rem;
  transition: background 0.2s ease;
}

.statement-table tbody tr:hover td {
  background: var(--blue-soft);
}

.statement-table tbody tr:last-child td {
  border-bottom: none;
}

/* Status badge animation */
.badge-neutral,
.badge-positive,
.badge-warning {
  display: inline-block;
  padding: 4px 10px;
  border-radius: 999px;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  background: var(--blue-soft);
  color: var(--blue);
  transition: transform 0.2s ease;
}

.statement-link:hover .badge-neutral {
  transform: translateX(3px);
}

/* Portal detail cards — soft hover */
.portal-detail-card,
.dynamic-card {
  transition: all 0.3s cubic-bezier(0.2, 0.8, 0.2, 1);
}

.portal-detail-card:hover,
.dynamic-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow) !important;
  border-color: var(--navy-3) !important;
}

/* Card animated top-border accent */
.portal-detail-card::before,
.dynamic-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--blue), var(--navy-3));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.5s cubic-bezier(0.2, 0.8, 0.2, 1);
}

.portal-detail-card:hover::before,
.dynamic-card:hover::before {
  transform: scaleX(1);
}

.portal-detail-card,
.dynamic-card {
  position: relative;
  overflow: hidden;
}

/* Number tickers — subtle pulse to draw eye */
.metric-row strong {
  transition: transform 0.3s ease, color 0.3s ease;
  display: inline-block;
}

.metric-row > div:hover strong {
  transform: scale(1.06);
  color: var(--blue) !important;
}

/* Nav menu hamburger smoother */
.menu-toggle span {
  transition: all 0.3s cubic-bezier(0.2, 0.8, 0.2, 1);
}

/* Skip pointer-events while ambient bg moves */
@media (prefers-reduced-motion: reduce) {
  body::after,
  .growth-chart span,
  .floating-card,
  .phone-card-top strong,
  .balance-amount,
  .cta-section::after {
    animation: none !important;
  }
  [data-reveal],
  [data-reveal-stagger] > * {
    opacity: 1 !important;
    transform: none !important;
  }
}

/* ============================================
   BALANCE CHART — line draw animation + dots
   ============================================ */
.chart-line {
  stroke: var(--blue) !important;
  stroke-width: 2.5 !important;
  fill: none !important;
  stroke-dasharray: 3000;
  stroke-dashoffset: 3000;
  animation: drawLine 2.2s cubic-bezier(0.22, 1, 0.36, 1) 0.4s forwards;
  filter: drop-shadow(0 2px 4px rgba(37, 99, 235, 0.2));
}

.chart-area {
  fill: url(#balanceGradient) !important;
  opacity: 0;
  animation: fadeArea 1s ease 1.8s forwards;
}

.chart-point {
  fill: #fff !important;
  stroke: var(--blue) !important;
  stroke-width: 2 !important;
  opacity: 0;
  animation: popPoint 0.4s cubic-bezier(0.34, 1.56, 0.64, 1) forwards;
  transition: r 0.2s ease, stroke-width 0.2s ease;
  cursor: pointer;
}

.chart-point:hover {
  r: 7 !important;
  stroke-width: 3 !important;
}

.chart-point:nth-of-type(1)  { animation-delay: 0.4s; }
.chart-point:nth-of-type(2)  { animation-delay: 0.55s; }
.chart-point:nth-of-type(3)  { animation-delay: 0.70s; }
.chart-point:nth-of-type(4)  { animation-delay: 0.85s; }
.chart-point:nth-of-type(5)  { animation-delay: 1.00s; }
.chart-point:nth-of-type(6)  { animation-delay: 1.15s; }
.chart-point:nth-of-type(7)  { animation-delay: 1.30s; }
.chart-point:nth-of-type(8)  { animation-delay: 1.45s; }
.chart-point:nth-of-type(9)  { animation-delay: 1.60s; }
.chart-point:nth-of-type(10) { animation-delay: 1.75s; }
.chart-point:nth-of-type(11) { animation-delay: 1.90s; }
.chart-point:nth-of-type(12) { animation-delay: 2.05s; }
.chart-point:nth-of-type(13) { animation-delay: 2.20s; }
.chart-point:nth-of-type(14) { animation-delay: 2.35s; }

@keyframes drawLine {
  to { stroke-dashoffset: 0; }
}

@keyframes fadeArea {
  to { opacity: 1; }
}

@keyframes popPoint {
  from { opacity: 0; transform: scale(0); transform-origin: center; }
  to   { opacity: 1; transform: scale(1); transform-origin: center; }
}

.axis-label {
  font-family: "Inter Tight", sans-serif !important;
  font-size: 11px !important;
  fill: var(--muted) !important;
  font-weight: 500;
}

@media (prefers-reduced-motion: reduce) {
  .chart-line { stroke-dashoffset: 0 !important; animation: none !important; }
  .chart-area { opacity: 1 !important; animation: none !important; }
  .chart-point { opacity: 1 !important; animation: none !important; }
}

/* ============================================
   ACCOUNT HEADER CARD — replaces empty logo box
   ============================================ */
.account-header-card {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 32px;
  background: linear-gradient(135deg, #fff 0%, var(--bg-soft) 100%);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  padding: 40px;
  position: relative;
  overflow: hidden;
  margin-top: 24px;
}

.account-header-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--gold), var(--blue), var(--navy-3));
}

.account-header-card::after {
  content: "";
  position: absolute;
  top: -40%;
  right: -10%;
  width: 320px;
  height: 320px;
  background: radial-gradient(circle, rgba(184, 134, 43, 0.07), transparent 70%);
  pointer-events: none;
}

.account-header-left h1 {
  font-size: clamp(1.9rem, 3.5vw, 2.6rem) !important;
  margin: 12px 0 16px !important;
  line-height: 1.1 !important;
}

.account-name {
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  font-style: italic;
}

.account-header-meta {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 24px;
  padding-top: 24px;
  border-top: 1px solid var(--line);
}

.account-header-meta > div span {
  display: block;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted-soft);
  margin-bottom: 4px;
}

.account-header-meta > div strong {
  display: block;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text);
  font-family: "Inter Tight", sans-serif;
}

.account-header-right {
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  z-index: 1;
}

.account-snapshot {
  width: 100%;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);
  color: #fff;
  padding: 32px 28px;
  border-radius: var(--radius-md);
  box-shadow: 0 18px 40px rgba(11, 31, 63, 0.28);
  position: relative;
  overflow: hidden;
}

.account-snapshot::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 400px 200px at 30% 0%, rgba(184, 134, 43, 0.18), transparent 60%),
    radial-gradient(ellipse 300px 200px at 90% 100%, rgba(37, 99, 235, 0.22), transparent 60%);
  pointer-events: none;
}

.account-snapshot > * {
  position: relative;
  z-index: 1;
}

.account-snapshot > span:first-child {
  display: block;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.7);
  margin-bottom: 8px;
}

.account-snapshot-amount {
  display: block;
  font-family: "Fraunces", Georgia, serif !important;
  font-size: clamp(2.4rem, 5vw, 3rem) !important;
  font-weight: 600 !important;
  letter-spacing: -0.025em;
  color: #fff !important;
  -webkit-text-fill-color: #fff !important;
  background: none !important;
  margin-bottom: 16px;
  animation: shimmer-light 6s linear infinite;
}

@keyframes shimmer-light {
  0%, 100% { opacity: 1; }
  50%      { opacity: 0.92; }
}

.account-snapshot-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 20px;
}

.account-snapshot-meta .badge-positive {
  background: rgba(4, 120, 87, 0.25);
  color: #6ee7b7;
}

.account-snapshot-meta .badge-warning {
  background: rgba(220, 38, 38, 0.22);
  color: #fca5a5;
}

.account-snapshot .button {
  width: 100%;
  background: rgba(255, 255, 255, 0.92) !important;
  color: var(--navy) !important;
  border: none !important;
}

.account-snapshot .button:hover {
  background: #fff !important;
}

@media (max-width: 880px) {
  .account-header-card {
    grid-template-columns: 1fr;
    padding: 28px;
  }
  .account-header-meta {
    grid-template-columns: 1fr 1fr;
  }
}

/* ============================================
   STATEMENTS PAGE — recent + archive layout
   ============================================ */
.statements-section-heading {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  margin-bottom: 24px;
  gap: 16px;
}

.statements-section-heading h2 {
  margin: 6px 0 0 !important;
}

.statement-card-row {
  position: relative;
  display: flex;
  flex-direction: column;
}

.statement-card-row h3 {
  margin: 8px 0 10px !important;
}

.statement-row-meta {
  position: absolute;
  top: 20px;
  right: 20px;
}

.statement-row-tag {
  display: inline-block;
  background: linear-gradient(135deg, var(--gold), #d4a04a);
  color: #fff;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 999px;
  box-shadow: 0 4px 12px rgba(184, 134, 43, 0.32);
}

.recent-statement {
  border-color: rgba(184, 134, 43, 0.3) !important;
  background: linear-gradient(135deg, #fff 0%, var(--gold-soft) 100%) !important;
}

.statement-row-balance {
  margin: 0 0 6px !important;
  font-size: 0.95rem;
  color: var(--text-2);
}

.statement-row-balance strong {
  color: var(--text);
  font-weight: 600;
}

.statement-row-change {
  margin: 0 0 16px !important;
  font-size: 0.85rem;
  font-weight: 500;
}

.statement-row-change.positive {
  color: var(--green);
}

.statement-row-change.negative {
  color: #b91c1c;
}

.statement-row-change.positive::before {
  content: "▲ ";
  font-size: 0.7em;
}

.statement-row-change.negative::before {
  content: "▼ ";
  font-size: 0.7em;
}

/* Archive grid */
.statements-archive-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
  gap: 12px;
}

.statement-archive-link {
  display: flex;
  flex-direction: column;
  padding: 16px 18px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  transition: all 0.25s cubic-bezier(0.2, 0.8, 0.2, 1);
  position: relative;
  overflow: hidden;
}

.statement-archive-link::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 3px;
  height: 100%;
  background: var(--blue);
  transform: scaleY(0);
  transform-origin: top;
  transition: transform 0.25s ease;
}

.statement-archive-link:hover {
  border-color: var(--navy-3);
  transform: translateX(2px);
  box-shadow: var(--shadow-sm);
}

.statement-archive-link:hover::before {
  transform: scaleY(1);
}

.statement-archive-link strong {
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 4px;
}

.statement-archive-link span {
  font-size: 0.82rem;
  color: var(--muted);
  font-family: "Inter Tight", sans-serif;
}

.statement-archive-link.last-deposit {
  background: linear-gradient(135deg, var(--blue-soft) 0%, #fff 100%);
  border-color: rgba(37, 99, 235, 0.25);
}

.statement-archive-link.last-deposit span {
  color: var(--blue);
  font-weight: 500;
}

/* ============================================
   STATEMENT PAGE INDIVIDUAL DOCUMENT POLISH
   ============================================ */
.statement-document {
  max-width: 880px;
  margin: 0 auto;
  background: #fff;
  padding: 56px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--line);
}

.statement-document > header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 24px;
  padding-bottom: 28px;
  margin-bottom: 36px;
  border-bottom: 2px solid var(--navy);
}

.statement-document > header h1 {
  font-size: 2.2rem !important;
  margin: 8px 0 6px !important;
}

.statement-document > header p {
  color: var(--muted) !important;
  font-size: 0.92rem;
  margin: 0;
}

.statement-document > header > div:last-child {
  text-align: right;
}

.statement-document > header > div:last-child strong {
  display: block;
  font-family: "Fraunces", serif;
  font-size: 1rem;
  color: var(--navy);
  margin-bottom: 4px;
}

.statement-document > header > div:last-child p {
  font-size: 0.78rem;
  color: var(--muted-soft);
}

.statement-document section {
  margin-bottom: 32px;
}

.statement-document section h2 {
  font-size: 1.15rem !important;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--navy) !important;
  font-family: "Inter Tight", sans-serif !important;
  font-weight: 700 !important;
  margin-bottom: 14px !important;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--line);
}

.statement-footnote {
  margin-top: 32px;
  padding-top: 20px;
  border-top: 1px solid var(--line);
  font-size: 0.78rem;
  color: var(--muted-soft);
  line-height: 1.6;
}

.statement-page {
  max-width: 1000px;
  margin: 40px auto;
  padding: 0 20px;
}

.print-actions {
  display: flex;
  gap: 10px;
  margin-bottom: 24px;
  justify-content: flex-end;
  flex-wrap: wrap;
}

@media print {
  .print-actions { display: none !important; }
  body::after, body::before { display: none !important; }
  .statement-document {
    box-shadow: none !important;
    border: 1px solid #ddd !important;
    padding: 36px !important;
  }
}

@media (max-width: 720px) {
  .statement-document {
    padding: 28px;
  }
  .statement-document > header {
    flex-direction: column;
  }
  .statement-document > header > div:last-child {
    text-align: left;
  }
  .statements-section-heading {
    flex-direction: column;
    align-items: flex-start;
  }
}

/* Small account brand logo inside the participant account header card */
.account-header-logo {
  position: absolute;
  top: 24px;
  right: 28px;
  width: 100px;
  height: auto;
  opacity: 0.85;
  z-index: 2;
  filter: drop-shadow(0 2px 6px rgba(11, 31, 63, 0.08));
  transition: opacity 0.3s ease;
}

.account-header-logo:hover {
  opacity: 1;
}

/* On mobile, hide the logo (header card stacks and logo overlap) */
@media (max-width: 880px) {
  .account-header-logo {
    position: static;
    width: 110px;
    margin-bottom: 12px;
  }
}

/* Push the snapshot down a touch so it doesn't compete with the logo above it */
@media (min-width: 881px) {
  .account-header-right {
    padding-top: 28px;
  }
}